According to the National Association of Dental Plans, Americans with dental insurance are more likely to visit the dentist, receive restorative care and experience greater overall health. Dental care is an important aspect of maintaining a healthy body. Without dental insurance, this can be hard to achieve. In most cases, Original Medicare does not include dental coverage, which is why supplemental dental coverage is imperative. But what’s the best dental plan for Medicare recipients?
Since plans, premiums, and coverages vary, it’s necessary to review your options when deciding which dental coverage is best for you. As with all insurance, there is always more than one option available to you.
Does Original Medicare Include Dental Coverage?
Original Medicare does not usually include dental coverage. This means it does not cover, exams, cleanings, bridges, crowns, fillings, etc. However, in some cases Part A and Part B will cover select dental procedures. For example, if one of your teeth is affected by a jaw disease or accident, Medicare will cover the cost of an extraction or even surgery. If you need dental care in association with another procedure, Medicare will usually cover it. For example, heart and kidney transplants occasionally require a preliminary dental exam. If you require one of these procedures, Medicare will cover your preliminary dental exam.
What Are My Medicare Dental Options?
If you do not have any dental insurance, you will have to pay for all dental procedures, exams, cleanings, etc. out of pocket. This can get very costly, especially on top of other medical expenses. There are several different options for dental insurance. The best dental plan options will depend on your needs, lifestyle and eligibility.
If you currently have Medicare, but need dental coverage, Medicare Advantage plans can be a good option. Medicare Advantage plans are an alternative to Original Medicare. They include all the same coverage as Original Medicare Part A and Part B. In addition to original coverage, they often include extra benefits like hearing, vision, dental and prescription coverage. Medicare Advantage allows you to have all your benefits in one cohesive package.
Which Dental Plan is Best for Me?
For full dental coverage, individual dental insurance might be a better option for you. Individual dental insurance is private insurance you can purchase through your insurance provider. Accurate Choice offers a variety of dental coverage options, including comprehensive dental insurance and discount dental plans.
At Accurate Choice Insurance we know that a healthy mouth contributes to a greater level of overall health and happiness. Since Original Medicare doesn’t cover dental procedures, finding supplemental dental coverage can seem intimidating. And just like medical insurance, dental insurance can require a lot of shopping around. But the best dental plan ultimately depends on your individual needs, eligibility and lifestyle. It can be hard to determine the best plan on your own, that’s why we are here to help. We are trained professionals, dedicated to matching you with your best dental plan.
If you have questions or would like to learn more about your Medicare eligibility, contact us at info@accuratechoiceins.com or 702-425-4100!